It's 3a.m. You're lying in bed, waking up again after half a night of restless sleep. The room is dark except for a dim gray light filtering in through your window. Your skin prickles, and you realize suddenly that even though you're alone in your house tonight, you aren't alone. There's something at the foot of the bed, looming. Watching.
That thing is...
A) a ghost.
C) The Money You Could Be Saving With Geico.